The following explains how to input and record your foreclosure petitions. More detailed instructions can be accessed by clicking on the hyperlink text and the topics in the Contents pane on the left side of the screen.
Access the Foreclosure Petition Website:
Go to the Division’s website (www.mass.gov/dob).
Under New Online Foreclosure Database in the center column, select Click here for additional information regarding the filing process.
Select Click here to access the Foreclosure Petition Website. The Foreclosure Petition Website home page displays.
You must register the first time you use the site. Click the Register link located under the gray Log In box at the top of the page. The New User Registration page displays and you will be required to enter information about your loan holder's organization. Only one individual from the organization is allowed to set up the company’s registration. You are also asked to enter a password. All fields with red asterisks (*) are required fields. When finished, click the Submit button.
Division of Banks personnel review the information you have entered.
If the request is approved, your account is activated and a notification email will be sent to you. The email will also include your user name for logging in.
If the request is denied, a notification email will be sent to you explaining the reason for denial.
Log in to the Foreclosure Petition website by entering your assigned user name and the password you created, and clicking the Log In button.
Create a foreclosure petition by clicking on the Create Petition link located in the blue bar at the top of the page and entering the following information:
Borrower Information – Enter the property location, loan information (type, term, original and current amount, original and current interest rate, year originated, lien position), and loan holder name (if you are an attorney or loan servicer). Then click Next.
Filing Entity – Enter information about the company filing the foreclosure information with the Division. Then click Next.
Previous Loan Assignees – Indicate whether there are any previous loan assignees. If yes, enter the lender information for each one. Then click Next.
90 Day Right to Cure – Indicate whether the 90 Day Right to Cure has been sent. If yes, enter the notice information. If no, enter the acceleration date.
When completed, click Done to save the information. You can complete a petition in one session or save portions and finish it at a later time.
After completing a petition, review the information on the summary page. If you need to make changes or edits click the Back button. If the summary page is accurate, electronically sign the document attesting the information is accurate and then click the Commit Petition button. If you chose to commit the petition, the information will be saved and cannot be changed.
If a foreclosure sale has been scheduled, log back into the system. Click Search Petitions located in the blue bar at the top of the page. Enter the criteria for your search (borrower name, property location, status, etc.) and click Search. Click View for the petition you are looking for. Then click Next until you reach the Foreclosure Sale tab. (This tab will NOT appear if you HAVE NOT indicated a 90 Day Right to Cure has been sent.) Enter the sale date, whom the property was sold to (mortgagee/investor or third party), and sale price.
Note: This information needs to be updated in the system within five business days of filing with the courts.
After entering the Foreclosure Sale information, click Submit and review the information. Once reviewed, either click Back to make changes or electronically sign the document attesting the information is accurate and then click the Commit Petition Sale button. The information will be saved and cannot be changed.
Print a summary of the petition by clicking Print.
Log Out to exit the system.