Borrower Information

Use the Borrower tab to enter the property location and loan information (type, term, original and current amount, original and current interest rate, year originated, the loan holder's name) about the loan.

Note: You must enter all required information in a tab before you can enter information in the next tab.

To enter borrower information

1. Access the Foreclosure Petition Website:

1. Go to the Division’s website (www.mass.gov/dob).

2. Under New Online Foreclosure Database in the center column, select Click here for additional information regarding the filing process.

3. Select Click here to access the Foreclosure Petition Website. The Foreclosure Petition Website home page displays.

2. Log in by entering your user name and password.

3. Click Create Petition located in the blue bar at the top of the page. The Borrower Information tab displays.
   
   

4. To pre-fill the loan information from MERS, enter the MIN (MERS Identification Number) number and click the Get Loan Information button. The system automatically populates some of the fields.

Notes:
In order for the system to import your MERS data, you must enter your MIN when registering to use this Website, or when accessing the Maintain Account Information page the first time.

If you do not have an 18-digit MERS Mortgage Identification Number for this loan, please visit www.mers-servicerid.org to look up the MIN corresponding to this loan, or contact the loan holder or servicer to request the MIN. To become a MERS Member, please visit www.mers-servicerid.org.

5. Follow steps 6 through 9 to finish entering information.

6. Edit or enter the property information:

• County of Foreclosure Proceedings * – Select a county from the drop-down list.

• Address Line 1 *

• Address Line 2

• City *

• State – (read only)

• Zip Code *

7. Edit or enter the borrower loan information:

8. Type * – Select the loan type from the drop-down list.

9. Term * – Select the loan term from the drop-down list.

10. Adjustable Interval (Only displays when ARM is selected in Type) * – Select the number of years (default) or months.

11. Months (Only displays when ARM is selected in Type) * – Select the Months check box if you want the Adjustable Interval to be in months.

12. Interest Only – Select the Interest Only check box if it is an interest-only loan.

13. Original Amount * – Enter the original loan amount.

14. Original Interest Rate * – Select the original loan interest rate from the drop-down list.

15. Current Amount * – Enter the current loan amount.

16. Current Interest Rate * – Select the current loan interest rate from the drop-down list.

17. Year Originated * – Select the year the loan originated from the drop-down list.

18. Lien Position * – Select the lien position from the drop-down list.

Note: For users logged in as Servicers, the system will prompt to select a Loan Holder (if the Loan Holder is listed in the system.)

8. Edit for enter one or more borrowers.
   
   
   
   For each borrower:

1. Enter the first name. *

2. Enter there last name. *

3. Enter the middle initial.

4. Click Add. The name is added to the list.
   
   
   
   To update a borrower name, click Edit, make any needed changes, and then click Update to save.
   
   To delete a borrower, click Delete in the record you want to remove.
    

5. Repeat steps a. through d. to add another borrower.

Remember: You must click Add to enter a new borrower.

9. Click Next to save any changes and go to Filing Entity.
   
   -or-
   
   Click Cancel Update to switch to view mode. Then click Next to view the tabs.

Note: A red asterisk (*) next to a field means information must be entered.

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